2 easy tips to track and save you money on subscription costs

While there are apps and websites to help us keep track of our subscriptions, I have discovered a few money leaks by keeping track of them now. The subscription industry is huge, promising to make our lives easier! Less to keep track of. In a survey from 2018, the average person spent a little overContinue reading “2 easy tips to track and save you money on subscription costs”

How important the difference is between “need” vs “want” in your budget!

Just thinking the word “budget” can give you a knot in the stomach or worse yet, headache. There were days when I would become nauseous just trying to figure out my monthly spending plan. I had to change my mindset and realize I was not being restricted and as I did the plan became easier.Continue reading “How important the difference is between “need” vs “want” in your budget!”

3 Money Tips When You Examine the Last 6 Months

Our single biggest stress factor is our money. Waking up in the middle of the night allowing the fears or stress stop you from the dreams and goals you have are not doing us any favors. Push through and declare with me today, “Never Again!” This is especially challenging with our current lives now asContinue reading “3 Money Tips When You Examine the Last 6 Months”

How to switch your money mindset today. You deserve more!

If you came over to my place for margaritas on the porch along with chips and salsa of course, we could sit and talk open and honestly about our biggest fears when it comes to our money. One of the biggest blocks I see in people who are on the cusp of deciding to digContinue reading “How to switch your money mindset today. You deserve more!”

Save, are you kidding? I already live paycheck to paycheck!

A staggering number of Americans – nearly 80 percent – live paycheck to paycheck, and this problem has only been exacerbated by the Coronavirus/COVID-19 pandemic. If you’re barely making ends meet, it can feel like you’re stuck in a trap and powerless to break free. While it can be difficult to end the cycle ofContinue reading “Save, are you kidding? I already live paycheck to paycheck!”

Does Debt Consolidation Really Work? Is It Right for Everyone?

Last week’s blog post about checking your credit report leads us to the next question I hear concerning debt consolidation. There are several credible companies and independents out there who can genuinely help. My recommendation is like any financial decision, large or small, get the facts and do your research! In many of my initialContinue reading “Does Debt Consolidation Really Work? Is It Right for Everyone?”

Mistakes on Your Credit Report? Control and Correct Yours with 6 Common Tips.

This summer I have received numerous inquiries about how to correct mistakes on a credit report. They will take you some time but for the most part you should be able to correct any errors you find. Your credit history is an important factor for obtaining a loan, renting an apartment, and sometimes getting aContinue reading “Mistakes on Your Credit Report? Control and Correct Yours with 6 Common Tips.”

Saver or Spender? Recognize the Money Traits With Your Partner to Win.

This week’s post revolves around a fictitious couple and as the movie begins with those large letters, “based on real events”. Allow me to introduce Mary and Jack. They have a personal dynamic around their money and the funny thing is, it works. Jack tends to be the spender in the relationship (most couples haveContinue reading “Saver or Spender? Recognize the Money Traits With Your Partner to Win.”

Are Your Bills Late? Frustrated and Unsure How or Where to Start?

Que the highest frustration level available. It can feel impossible to catch up on paying bills after falling behind. I remember times walking to the mailbox and dreading what was waiting. Instead of cute magazines there were envelopes marked with demoralizing words like, past due and termination notice. But payment delays happen and especially thisContinue reading “Are Your Bills Late? Frustrated and Unsure How or Where to Start?”

Bankrupt + Repo = Debt Freedom!

Each morning 6 days a week started with a pot of coffee, lights turned on and the creativity was unleashed! Pulling color combinations, cutting long wooden sticks and designing around sometimes valuable pieces of art. It was heaven on earth, in my mind. Have you guessed my previous career yet? I was the owner ofContinue reading “Bankrupt + Repo = Debt Freedom!”