Don’t panic and over steer or correct with what hasn’t happened yet. Base your decisions on your current situation today and what you’re looking at. Trust your gut and look at everything calmly! Today you’re okay, you’re safe and taking it one step at a time.
1) Call your creditors and banks if you can’t pay some of your bills now. Do not avoid them.
2) Calculate your bare bones budget to include: housing, food, transportation & utilities.
3) Cut “wants” expenses: hair salons, cleaning services, streaming subscriptions, etc.
This season has most of us questioning our future, learning a new way of working remotely, and even attempting social distancing from the refrigerator and keep our sanity during COVID-19 time. Challenging times call for us to monitor what we’re listening to so our verbal output is in a responsive tone instead of reactionary. Spend time each day with the news off , listen to your favorite music, perhaps a little Motown, Oldies or Worship to re-center and focus. Take that walk through the neighborhood or simply to the mailbox.